No credit file is the same so we cannot predict the estimate of when your score will rise. Most of our clients see improvement within the first 60 days.

Yes, we use the laws under the FCRA to dispute the negative accounts affecting your score. You have right to verify that all accounts on your report are 100% accurate. If the accounts are not reporting 100% accurate they must remove them.

If you are considering filing bankruptcy, have collections, late payments or charge offs, then credit repair is right for you.

Bankruptcy can report anywhere from 7-10 years and can prevent you from certain financing options.